Looking for real estate buyer agents? 

Naples real estate buyer agent
Beverly Howe Exclusive Buyer Broker

Beverly Howe

Owner and Exclusive Buyer Broker of Florida Buyer Broker has an outstanding reputation cooperating with the local real estate agents in Collier and Lee Counties. 

Seller’s agents are confident when they know the buyers’ side of the transaction is professionally guided by Beverly.

For several decades Beverly has represented buyers only and educated the consumer public about buyer agency.

This page explains to Florida buyers why it is important to work with a genuine exclusive buyer agents or exclusive buyer broker.

Buyer Beware! Agents are advertising as buyer agents when they work for Seller’s Listing Brokers. 

Buyer Beware! Agents, brokers, lead capturing sites, including the National Association of Exclusive Buyer’s Agents, NAEBA are using Florida locations to obtain leads.   Then referring the buyer to Transaction Brokers or Seller’s Agents.   

How ETHICAL is an agent or broker who says they are something they are not or that they work somewhere they don’t?   If they are trying to fool you on first contact, how are they going to try to  fool you while you are working with them?

Ethic’s is a problem in the real estate business.  A 2006 Inman article stated that real estate agents neared the bottom of the list on a pole they took asking about the least trusted professions. 

Buyer Agents Disclosure Laws are explained in Florida Statues 475.278.


State of Florida assumes all buyers and sellers know; all Florida real estate brokers and their associates are “Transaction Associates,” who never represent the buyer or the seller exclusively.  Many Transaction Brokerage firms in Southwest Florida have over 500 associates in their office.  Many firms do not allow their associates to work as buyer agents.  They do not want the liability associated with 500 real estate licensees working in one office.  Transaction Brokerage offices have virtually no liability in the real estate transaction.   

Transaction associates are NOT required to tell you they are transaction associates and that they do not represent your best interest.  Florida real estate law does not require them to disclose to you in writing because, they DO NOT represent you.   When a buyer agrees to work with a Transaction associate they give up undivided loyalty of the licensee. The licensee will facilitate the transaction by assisting both the buyer and seller, but is not suppose to represent one party to the detriment of the other.   Unlike States with Dual Agency where the buyer and seller are represented by the same agent, the buyer or seller can sue the broker if they  are misrepresented or treated unfairly. Florida has remove the liability the brokerage may have in the transaction.  To date no Transaction Broker has been held liable for misrepresentation, because they do not have to disclose to the buyer that they DO NOT represent the buyer. The #1 mistake Florida buyers make is to assume a real estate licensee represents them as a buyers agent!  

Only Single Agents representing buyers as buyers brokers or buyer agents are required to make written disclosure to the buyers when they meet.  Click here to see a sample of the Single Agent Disclosure    The form is a disclosure is not a contract.  It is a statement of facts to inform the buyer or seller the broker and their agents owe them the fiduciary duties listed on the form.

Florida Buyer Broker is an Exclusive Buyer Broker firm offering Single Agency to buyers only.  We never “bait and switch” from Single Agency to Transaction Brokerage.


Single Agency means the real estate firm is not intending to represent the seller and buyer in the same transaction. They intend to represent the buyer or the seller exclusively, but not both.

Most real estate offices which Offer Single Agency to buyers also list seller’s property for sale.  Their associates will offer to be the buyers agents with the Single Agent Disclosure form and ask to be able to switch to a transaction associate, when they first meet. The State of Florida allows a real estate licensee to switch back and forth from ACTING like a Single Agent, buyer agents back to a transaction associate.  When the buyer is interested in any of the offices listings, the licensee changes back to a transaction associate.  They would then be working for the seller in the same transaction.  It does not have to be the licensees own listing.   Transaction brokers will switch back and forth, as a new office listing might become of interest to the buyer.  This usually happens after the buyer has provided their financial information and motivation to buy to the real estate associate because they thought the associate would be representing them exclusively the whole time.


The State of Florida requires any real estate licensee who says they are a buyer agent or seller agent to provide the Single Agent Disclosure form to the buyer or seller upon first meeting.  The form describes the Fiduciary duties owned by the buyer agents or seller agents to the Client: Honest, Loyalty, Confidentiality, Obedience, Full Disclosure, Accounting for all funds, Skill, Care and Diligence, presenting all offers in a timely manner, Disclosure all known facts.  Transaction associates give limited  loyalty to the buyer and the seller. The Single Agent form is a disclosure notice, not a contract.  It obligates the Buyer Broker and their agents to take care of the buyer’s best interest.  It does not obligate the buyer to anything.  It is a statement of facts required by Florida Law to give to the buyer or seller ONLY when they are going to represent their best interest.  Florida Buyer Broker is a Single Agency firm representing buyers only.  We never “bait and switch” from Single Agent to Transaction Associate.

Florida Buyer Broker does not represent any seller’s real estate for sale. Any properties you find on or through this website are via the cooperation of the REALTOR® MLS data base or provided by builders.  Builders and developers do not sell their properties for less to a buyer who goes to their development without an exclusive buyer broker or exclusive buyers agent to assist them.


Florida Buyer Broker, is compensated by the real estate commission already built into the price of the property by the seller’s agent, builder or developer. All listings entered into the REALTOR® MLS system by the sellers’ listing agent offer to share their commission with all other real estate agents including exclusive buyer brokers and exclusive buyer agents.  


An exclusive buyers broker is the owner of the real estate firm which represents buyers ONLY.  These firms are known as EBAs which stands for Exclusive Buyer Agency.  Agency identifies the type of brokerage business.  Most exclusive buyer brokers, like Beverly Howe, are REALTORS® who specialize working with buyers exclusively.


Exclusive buyer agents work under the authority of an exclusive buyer brokers.  Beverly Howe is the owner and exclusive buyer broker of Florida Buyer Broker


The word exclusive does not mean expensive.  The word exclusive is used to describe either the exclusive buyer broker or the exclusive buyer agents to the consumer public when ONLY the buyers side of the purchase will be represented by the real estate office.  An exclusive buyer broker must take care of the buyers best interest.   In real estate terms Exclusive describes a “Single Agency” brokerage firm which represents either buyers ONLY or sellers ONLY but NEVER BOTH in the same transaction.  Exclusive buyer brokers and their agents never list seller’s property for sell.

In the State of Florida ONLY a buyer broker or buyer agents can legally negotiate for the lowest price and best terms for the buyers.  The buyer broker or buyer agents must take care of the buyers’ best interest throughout the transaction.  Only a buyer broker or buyer agent is required to keep the buyer’s financial status and motivation to buy confidential.  Florida Buyer Broker always takes the buyers side exclusively.  Exclusive Buyer Broker, Beverly Howe is a career real estate professional with over 35 years of local real estate knowledge and a Master Certified Negotiation Expert, MCNE.

Florida Buyer Broker does not represent any seller’s real estate for sale. Any properties you receive from Florida Buyer Broker are provided via the cooperation of the REALTOR® MLS data base or provided by builders.  Builders and developers do not sell their properties for less to a buyer who goes to their development without an exclusive buyers broker or exclusive buyer agents to assist them.


Florida Buyer Broker, is compensated by the real estate commission already built into the price of the property by the seller’s agent, builder or developer. All listings entered into the REALTOR® MLS system by the sellers’ listing agent offer to share their commission with all other real estate agents including an exclusive buyers broker and exclusive buyer agents.  


An Accredited Buyers Representative (ABR) does not mean the agent is an exclusive buyer’s agent.  They may also list seller’s properties and may need to change from a buyer agent to a Transaction Associate who can no longer represent the buyer.  When there is a listing in their office which is of interest to the buyer there is a conflict of interest. The ABR designation is given by the National Association of REALTORS®.  In Florida, the class teaches Transaction Brokerage.  Beverly Howe has the ABR designation and several other professional real estate designations.


Buyer Broker Agreements or Contracts are written to protect the buyer broker and buyer agents.  They require the buyer to pay the balance of buyer agents or buyer broker compensation when the amount offered in the MLS or the builder is less than what is agreed upon in the buyer broker agreement or contract.

Florida Buyer Broker DOES NOT require a written buyer broker agreement, buyer agent contract or retainer fee.  Other offices may have advance fees for buyer broker services.  Other offices may require a written agreement.  

 Florida Buyer Broker earns the buyers’ loyalty and accepts the shared commission offered by the sellers listing agent, the builder or developer as total compensation. 

I am Beverly Howe, is the owner of the original Florida Buyer Broker real estate company.  I will personally assist you with rock solid facts when locating, negotiating and closing your real estate transaction.

You will receive quality time, integrity, loyalty, honesty, skill and expertise with her exclusive buyer broker services. 

I have extensive experience working as an exclusive buyer broker in Naples, Cape Coral, Fort Myers, Bonita Springs, Bonita Beach, Estero, Fort Myers Beach, Ave Maria, and Marco Island.  

My experience includes helping buyers with luxury homes, high rise condominiums, vacation resort properties, vacation rental purchases, new construction, investment properties, 1031 Exchanges, relocating buyers, seniors, first time home buyers and international property buyers.  

Only a Single Agency firm like Florida Buyer Broker can guarantee the buyer they will receive all the fiduciary duties owed to the buyer to obtain a true private client relationship. 

I am a full-time career professional with a wealth of knowledge to share with buyers.  I knows what’s selling, at what price, where it is located and where to find the amenities you are seeking.

After graduating from FSU, I obtained my GRI – Graduate of REALTOR® Institute in 1987.  My passion to promote buyer agency has motivated me to obtain several prestigious continuing education designations: Master Certified Negotiation Expert – MCNE, Certified International Property Specialist- CIPS, 1031 Exchange Specialist, Senior Real Estate Specialist – SRES, graduate of the Institute of Luxury Home Marketing, ILHM, Accredited Buyer’s Representative – ABR and Transnational Referral Certification, TRC.  

I help buyers locate the best new developments, new homes and new condominiums.  I research for the best resale properties in your price range.  The variety of homes I have helped buyers purchase range from Naples Port Royal real estate luxury homes, to smaller condominiums in Southwest Florida, Naples Luxury beachfront condominium on the Gulf of Mexico, luxury golf course homes in one of many golfing communities, Naples homes with acreage in Golden Gate Estates.  As well as Cape Coral direct access waterfront homes, just to name a few. 

I will provide all the information you need to make the best decisions for you and your family.  Your transaction will be as smooth and worry free as possible.

I am is friendly and love to talk about real estate.  Feel free to call anytime to introduce yourself.   It is never too soon to start your search for your piece of paradise in Florida!

Today’s purchase decision affects tomorrows resale. . .

Please leave a message if I do not answer.  I will return your call ASAP.

Toll Free:  1-800-283-7393 US & Canada
Best Local Direct: 1-239-601-2013


 The Original

Florida Buyer Broker


Florida Buyer Broker  is a registered Service Mark @2018 all rights reserved.