Florida Buyer Broker Represents Buyers Only

Florida Buyers Broker Naples Real Estate
Exclusive Buyer Broker (EBA) – Florida Buyer Broker for Southwest Florida Real Estate

Florida Buyer Broker is a genuine exclusive buyer broker firm where there is never a conflict of interest between the buyer and seller. Only an exclusive buyer broker can guarantee the buyers 100% loyalty and confidentiality in their real estate purchase.  Florida Buyer Broker is the only exclusive buyer broker firm located in Naples.  Other “buyer agents,” may not work for you exclusively through out your real estate purchase. 

Naples Real Estate, Ft. Myers Real Estate, Cape Coral Real Estate

Bonita Springs, Marco Island, Fort Myers Beach Estero

Florida Buyer Broker


When you are going to make one of the most significant financial investments in your life … Ask Beverly Howe first!

Florida Buyer Broker represents buyers in  Lee and Collier Counties.  I research for the best golf course, beach front, waterfront, gulf access, over 55 communities, luxury condominium and executive homes, including new construction in Southwest Florida. 

Florida Buyer Broker DOES NOT take real estate listings of Sellers properties for sell.  A buyers broker or buyers agent who also list sellers property for sale and works in an office with other agents who list sellers property for sale may have a conflict of interest with the buyer.

The most important thing a buyer can  do is first of all  work with a buyer broker.”

As stated by AARP and the Consumer Federation of America from REALTOR® News

Beverly Howe Owner-Exclusive Buyer Broker


Licensed in Southwest Florida Since 1981 

Specializing in US and International Private Client Real Estate


Toll Free 1-800-283-7393 US & Canada 

I am friendly and easy to talk to.  

Calling is the best way to contact me. 

Direct: 1-239-601-2013


Florida Buyer Broker service is provided at NO ADDITIONAL COST to the buyer.  

Florida Buyer Broker finds the best homes and condominiums, new or resale, in the buyers price range in Collier and Lee Counties. 

Florida Buyer Broker agents must negotiate for the very best price possible and the best terms on the buyers behalf.  Florida Buyer Broker agents are obligated to take care of the buyers best interest throughout the real estate purchase transaction. 


The State of Florida assumes all buyers and sellers know; all Florida real estate brokers and their associates are “Transaction Associates,” who never represent the buyer or the seller exclusively.  Many Transaction Brokerage firms in Southwest Florida have over 500 associates in their office.  Many firms do not allow their associates to work as buyer’s agents.  They do not want the liability associated with 500 real estate licensees working in one office.  Transaction Brokerage offices have virtually no liability in the real estate transaction.   Florida Statues 475.278 explains this.

Transaction associates are NOT required to tell you they are transaction associates or to disclose to you in writing becausethey DO NOT represent you.   When a buyer agrees to work with a Transaction associate they give up undivided loyalty of the licensee. The licensee will facilitate the transaction by assisting both the buyer and seller, but is not suppose to represent one party to the detriment of the other.   Unlike States with Dual Agency where the buyer and seller are represented by the same agent, the buyer or seller can sue the broker if they  are misrepresented or treated unfairly. Florida has remove the liability the brokerage may have in the transaction.  To date no Transaction Broker has been held liable for misrepresentation, because they do not have to disclose to the buyer that they DO NOT represent the buyer. The #1 mistake Florida buyers make is to assume a real estate licensee represents them as a buyers agent!  

Only Single Agents representing buyers as Buyers Brokers or Buyers Agents are required to make written disclosure to the buyers when they meet.  There is a sample of the Single Agent Disclosure form on this site.  The form is a disclosure is not a contract.  It is a statement of facts to inform the buyer or seller the broker and their agents owe them the fiduciary duties listed on form.

Florida Buyer Broker is an Exclusive Buyer Broker firm offering Single Agency to buyers only.  We never “bait and switch” from Single Agency to Transaction Brokerage.


Single Agency means the real estate firm is not intending to represent the seller and buyer in the same transaction. They intend to represent the buyer or the seller exclusively, but not both.

Most real estate offices which Offer Single Agency to buyers also list seller’s property for sale.  Their associates will offer to be the buyer’s agent with the Single Agent Disclosure form and ask to be able to switch to a transaction associate, when they first meet. The State of Florida allows a real estate licensee to switch back and forth from ACTING like a Single Agent, buyers agent back to a transaction associate.  When the buyer is interested in any of the offices listings, the licensee changes back to a transaction associate.  They would then be working for the seller in the same transaction.  It does not have to be the licensees own listing.   Transaction brokers will switch back and forth, as a new office listing might become of interest to the buyer.  This usually happens after the buyer has provided their financial information and motivation to buy to the real estate associate because they thought the associate would be representing them exclusively the whole time.


The State of Florida requires any real estate licensee who says they are a buyer’s agent or sellers agent to provide the Single Agent Disclosure form to the buyer or seller upon first meeting.  The form describes the Fiduciary duties owned by the buyers agent or sellers agent to the Client: Honest, Loyalty, Confidentiality, Obedience, Full Disclosure, Accounting for all funds, Skill, Care and Diligence, presenting all offers in a timely manner, Disclosure all known facts.  Transaction associates give limited  loyalty to the buyer and the seller. The Single Agent form is a disclosure notice, not a contract.  It obligates the Buyer Broker and their agents to take care of the buyer’s best interest.  It does not obligate the buyer to anything.  It is a statement of facts required by Florida Law to give to the buyer or seller ONLY when they are going to represent their best interest.  Florida Buyer Broker is a Single Agency firm representing buyers only.  We never “bait and switch” from Single Agent to Transaction Associate.

Florida Buyer Broker does not represent any seller’s real estate for sale. Any properties you find on or through this website are via the cooperation of the REALTOR® MLS data base or provided by builders.  Builders and developers do not sell their properties for less to a buyer who goes to their development without an exclusive buyer broker or exclusive buyers agent to assist them.


Florida Buyer Broker, is compensated by the real estate commission already built into the price of the property by the seller’s agent, builder or developer. All listings entered into the REALTOR® MLS system by the sellers’ listing agent offer to share their commission with all other real estate agents including exclusive buyer brokers and exclusive buyer agents.  


An exclusive buyers broker is the owner of the real estate firm which represents buyers ONLY.  These firms are known as EBAs which stands for Exclusive Buyer Agency.  Agency identifies the type of brokerage business.  Most exclusive buyer brokers, like Beverly Howe, are REALTORS® who specialize working with buyers exclusively.


An exclusive buyers agent works under the authority of an exclusive buyers broker.  Beverly Howe is the owner and exclusive buyer broker of Florida Buyer Broker.


The word exclusive does not mean expensive.  The word exclusive is used to describe either the exclusive buyer broker or the exclusive buyers agent to the consumer public when ONLY the buyers side of the purchase will be represented by the real estate office.  An exclusive buyers broker must take care of the buyers best interest.   In real estate terms Exclusive describes a “Single Agency” brokerage firm which represents either buyers ONLY or sellers ONLY but NEVER BOTH in the same transaction.  Exclusive buyer brokers and their agents never list seller’s property for sell.

In the State of Florida only a buyers broker or buyers agent can legally negotiate for the lowest price and best terms for the buyers.  The buyer broker or buyers agent must take care of the buyers’ best interest throughout the transaction.  Only a buyer broker or buyer agent is required to keep the buyer’s financial status and motivation to buy confidential.  Florida Buyer Broker always takes the buyers side exclusively.  Exclusive Buyer Broker, Beverly Howe is a career real estate professional with over 35 years of local real estate knowledge and a Master Certified Negotiation Expert, MCNE.

Florida Buyer Broker does not represent any seller’s real estate for sale. Any properties you receive from Florida Buyer Broker are provided via the cooperation of the REALTOR® MLS data base or provided by builders.  Builders and developers do not sell their properties for less to a buyer who goes to their development without an exclusive buyers broker or exclusive buyers agent to assist them.


Florida Buyer Broker, is compensated by the real estate commission already built into the price of the property by the seller’s agent, builder or developer. All listings entered into the REALTOR® MLS system by the sellers’ listing agent offer to share their commission with all other real estate agents including an exclusive buyers broker and exclusive buyer agents.  


An Accredited Buyers Representative (ABR) does not mean the agent is an exclusive buyer’s agent.  They may also list seller’s properties and may need to change from a Buyers Agent to a Transaction Associate who can no longer represent the buyer.  When there is a listing in their office which is of interest to the buyer there is a conflict of interest. The ABR designee has completed classes to help them when working  with buyers.  The designation is given by the National Association of REALTORS®.  In Florida, the class teaches Transaction Brokerage.  


Buyer Broker Agreements or Contracts are written to protect the buyer broker.  They require the buyer to pay the balance of buyer’s agent or buyer broker compensation when the amount offered in the MLS or the builder is less than what is agreed upon in the buyer broker agreement or contract.

Florida Buyer Broker DOES NOT require a written buyer broker agreement, buyer agent contract or retainer fee.  Other offices may have advance fees for buyer broker services.  Other offices may require a written agreement.  

 Florida Buyer Broker earns the buyers’ loyalty and accepts the shared commission offered by the sellers listing agent, the builder or developer as total compensation. 

Beverly Howe, is the owner of the original Florida Buyer Broker real estate company.  She will personally assist you with rock solid facts when locating, negotiating and closing your real estate transaction.

You will receive quality time, integrity, loyalty, honesty, skill and expertise with her exclusive buyer broker services. 

Beverly has extensive experience working as an exclusive buyer broker in Naples, Cape Coral, Fort Myers, Bonita Springs, Bonita Beach, Estero, Fort Myers Beach, Ave Maria, and Marco Island.  

She has experience helping buyers with luxury homes, high rise condominiums, vacation resort properties, new construction, vacation rental investment properties, 1031 Exchanges, relocating retirees, first time home buyers and international property buyers.  

Only a Single Agency firm like Florida Buyer Broker can guarantee the buyer they will receive all the fiduciary duties owed to the buyer to obtain a true private client relationship. 

Beverly is a full-time career professional with a wealth of knowledge to share with buyers.  She knows what’s selling, at what price, where it is located and where to find the amenities you are seeking.

After graduating from FSU, Beverly obtained her GRI – Graduate of REALTOR® Institute in 1987.  Her passion to promote buyer agency has motivated her to obtain several prestigious continuing education designations: Master Certified Negotiation Expert – MCNE, Certified International Property Specialist- CIPS, 1031 Exchange Specialist, Senior Real Estate Specialist – SRES, graduate of the Institute of Luxury Home Marketing, and Accredited Buyer’s Representative – ABR.  See below for more credentials.

Beverly helps buyers locate the best new developments, new homes and new condominiums.  She also researches for the best resale properties in your price range.  The variety of homes she has helped buyers purchase range from Naples Port Royal real estate luxury homes, to smaller condominiums in Southwest Florida, Naples Luxury beachfront condominium on the Gulf of Mexico, luxury golf course homes in one of many golfing communities, Naples homes with acreage in Golden Gate Estates.  As well as Cape Coral direct access waterfront homes.  

She will provide all the information you need to make the best decisions for you and your family.  Your transaction will be as smooth and worry free as possible.

Seller’s agents are confident when they know the buyers’ side of the transaction is professionally guided by Beverly Howe, the original Florida Buyer Broker.

Beverly is friendly and loves to talk about real estate.  Feel free to call anytime to introduce yourself.   It is never too soon to start your search for your piece of paradise in Florida!

Today’s purchase decision affects tomorrows resale. . .




Creative Americans’ Award

  Multiple Top Producer Awards


Principles and Practices of Real Estate 1980

Graduate of the REALTOR® Institute  (GRI)

Transnational Referral Certification  (TRC)

Accredited Buyer Representative since  (ABR)

Certified International Property Specialist   (CIPS)

Master Certified Negotiation Expert Designation  (MCNE)

Senior Residential Real Estate Specialist (SRES)

Accredited Cape Coral Residential Specialist  (ACCRS)

Institute of Luxury Home Marketing  (ILHM)

Exclusive Buyer Agent (EBA)

1031 Exchange Specialist

The Real Estate Success Series

Ethics Seminars

Core Law for Real Estate  & Current Continuing Ed Requirements

Home Buyer programs

Commercial Investment Real Estate Institute Seminars

(Negotiation Workshop for Commercial Real Estate, Financial Analysis for Commercial Real Estate, Mastering Presentation Skills for Commercial Real Estate)

Bachelor of Arts Degree Florida State University

Global Real Estate Transaction Tools

Europe and International Real Estate

The Americas and International Real Estate

Asia/Pacific and International Real Estate

Negotiation Across Generations  

Advanced Negotiation Techniques

Cultural Factors in Real Estate

Professional Memberships 

National Association of Exclusive Buyer’s Agents – NAEBA

Real Estate Buyer’s Agents Council – REBAC

Institute for Luxury Home Marketing – ILHM

National Association of REALTORS® – NAR

Florida Association of REALTORS® – FAR

Naples Area Board of REALTORS® -NABOR

Cape Coral/Fort Myers Association of REALTORS®

Bonita Spring/Estero Association of REALTORS®

Senior Residential Real Estate Specialist (NAR-SRES)

Certified International Property Specialist  (NAR-CIPS)

Naples International Global Network

National Register’s Who’s Who of Executives & Professionals

Madison Who’s Who of Executives & Professionals

FSU Alumni Association

USAA (Father was a US Air Force Colonel)

Other REALTORS® have confidence in buyers who obtain the services of Florida Buyer Broker.   

There is  NO additional cost to obtain my exclusive buyer broker services! 

Beverly Howe has served Southwest Florida real estate buyers in Naples, Cape Coral, Ft Myers, Fort Myers Beach, Bonita Springs, Bonita Beach, Estero, Ave Maria Florida and the surrounding areas with Integrity, Loyalty, Honesty, Skill and Expertise since 1981

Beverly Howe, Owner/Broker, ABR, GRI, TRC, CIPS, MCNE, SRES, ACCRS, EBA

  1031 Exchange Specialist – Graduate Institute of Luxury Home Marketing –  ILHM

I am friendly and easy to talk to.  Phone calls are the best way to contact me. 

Please leave a message if I do not answer.  I will return your call as soon as possible.

Toll Free:  1-800-283-7393 US & Canada
 Direct: 1-239-601-2013


“The Original”

Florida Buyer Broker

When you are going to make one of the most significant financial investments in your life … Ask Beverly Howe first!






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